Commercial Real Estate loans are designed to help businesses buy real estate to hold or resell. Buy and hold properties include offices and operation centers for the business and income-generating properties like hotels and multi-family housing. Buy and resell properties are also known as ‘fix and flip’ real estate. CRE loans can pay for remodeling as well as the initial purchase of the property.

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Commercial Real Estate has the potential to build wealth and provide tax advantages. If you’re thinking of investing in Commercial Real Estate, having the right financing on your side is your key to success. CRE loans give your business the money it needs quickly and easily so you can expand to new territory. Whether you’re buying a new property, taking over an existing structure, or remodeling, CRE loans have you covered.

Commercial Real Estate loans are for companies investing in income-generating real estate or locations for their own operations. You can find short-term options for fix and flips, long-term commercial mortgages, and term-to-perm loans. Terms and fees vary, so be sure to work with a qualified broker to identify the options that work best for your business. Even if your credit isn’t up to par, you can leverage existing assets and SBA programs to get what you need.


  • Fixed and variable rate loans are available.
  • Get financed, even with bad credit.
  • Earn potential tax advantages.
  • Save capital to invest elsewhere in your business.

The application process for your CRE loan will depend on the lender you choose. Most lenders will require you to have at least 25% equity in the property, a DSCR of 1.25 or higher, and a credit score of 660 or above. Ask your lender how to submit a successful application. 

CRE loans are strictly for buying or remodeling commercial real estate. If you’re looking for construction or working capital financing, there are loans more suited to your needs. Ask a broker to find out more. 

Although many lenders require a certain number of years in business to qualify for a CRE loan, there are ways to find financing if your business is younger. Secured loans like hard money and bridge loans can be a good starting place for your startup. Talk to your broker for details. 

CRE loans can come from banks, private lenders, and government entities. Which lender you decide to go with will depend on how much you’re asking to borrow, your business’s credit, and the type of property you’re buying. To compare rates across lenders, seek advice from a qualified broker.